The importance of financial planning is a central part of HPC Wealth Advisers service. We can assist clients with the most effective means of dealing with investments, insurance and taxation plans in a complete and personalised manner.
As a well established practice our expertise in advising on and administering self managed superannuation funds, has provided significant benefits for existing clients who have used both our accounting and financial planning service. Our services include:
- Succession planning — Develop a succession plan for your retirement, or a strategy to ensure your business and family are protected in the event of your death.
- Risk insurance — Make sure your business keeps running, even if you’re out of action for a while. You can also cover your fixed business expenses to ensure that the business remains operational, and you can protect your business from risks such as the unexpected loss or disability of a key employee.
- Superannuation — Set up a superannuation fund that will ensure you and your employees can reap the rewards of your years in the workforce. Superannuation can also be used to reward loyal and high-performing employees.
- Asset allocation — Use your business’ capital to help grow your wealth. One of the most important decisions you can make is how much you should allocate between the major investment asset classes. Through effective diversification, your assets can provide you with a steady return and reduce the risk of potential losses.
- Finance solutions — Use Genesys’ finance services (from commercial loans and investment loans to leasing options) to help you manage cash flow and debt.
- Portfolio Management Services – Our alliance with Praemium Portfolio Services provides you with a professional service that provides daily updates of portfolios, improved after tax return by optimising CGT, improved management of CGT risk, constant review of CGT status, improved using up to date CGT and performance information.
Our approach to individuals, families and businesses is always on a personal basis ensuring that we closely work towards the clients’ goals in a well thought-out and professional fashion.
The Financial Planning team at HPC Wealth Advisers consists of Martin Smith Dip FP, CFP, Morris Massarotto CFP, B.Bus, CPA, and client service assistants, Carmela Naseby and Leanne Crack.
HPC Wealth Advisers is a member of the Genesys Wealth Advisers Group, one of the largest independently owned financial planning groups in Australia. Genesys has a network of over 400 wealth advisers across Australia and provides financial services to around 100,000 Australians and advice on more than $8 billion of investments and $100 million in annual insurance premiums. Genesys Wealth Advisers holds an Australian Financial Services Licence (No. 239798).
